Billy McFarland Revolutionizes How Millennials Connect

Billy McFarland is CEO and founder of Magnises. The product provided by the company is a black, metal card which provides the company name on the front of it. It is a bit heftier than your average card since it is made of metal–so invariably, it gets noticed, once placed in a pocketbook or wallet.

The card, according to Billy McFarland, is tied to the user’s bank card or debit card, making it convenient for him to pay for purchases–with style–especially since the appearance of the card epitomizes the word: “cool.” It definitely gives the appearance that the person carrying it is dripping in money. However, the average highly-refined professional carries the card; at an annual membership price of $250.00. This does not mean persons of more notable means have not been drawn to the stylish black card–because they have–and they use it.

The card’s popularity amongst the Millennials is not surprising. It offers the Millennial so many stylish places to connect and enjoy evenings out. In example, the Magnises team puts together custom, discounted packages at some of the city’s most premier clubs and dining establishments.

McFarland lends his creative genius in constructing nights-out and special events that prove highly memorable. Members have enjoyed customized dining packages at great discounts at eateries that provide a cool sense of environment. Imagine dining at an establishment complete with gorgeous customers where gold skull decorations have been skillfully placed in proper alignment all over the walls.

How about a 70ish styled establishment with a unique and awesome chandelier that changes color, continually, while the DJ plays sensational musical sets? Envision a mystery-laden dining establishment that feels very intriguing; considered one of the city’s finest, iconic establishments.

Think of easy access to the most difficult nightclubs to attain entry. Think, also, of the Manhattan skyline at sunset while enjoying a refreshing libation. Consider access to a roof-top garden at one of the city’s premier hotels–part of attending an art seminar. All of these functions and more have been and are being provided to Magnises members.

According to Crunchbase, Billy McFarland has not made his card a traditional debit card or credit card with a rewards program. The entrepreneur’s mind-set is allowing his co-peers to experience the best the city offers; without the sticker shock. He has noticed what his generation likes and dreams about and has made it happen.

AHBE and an Insurance Lawsuit

The Atlanta Hawks Basketball and Entertainment, LLC (AHBE) is the former ownership group of the NBA team Atlanta Hawks. This group held different insurance policies with the New Hampshire Insurance Company, also known as AIG. AHBE has recently filed a breach of contract lawsuit against AIG.

Bruce Levenson was at one time a co-owner of the Atlanta Hawks Basketball and Entertainment LLC and he was the one responsible for the hiring of Danny Ferry. Ferry served as general manager for the Hawks for roughly six years. He was also the president of basketball operations. In 2014 according to, Bruce sold off his share of the ownership group and is no longer involved with the organization.

Danny Ferry is also no longer with the organization. Ferry and AHBE came to a buyout agreement and Ferry let the group. This is when AHBE turned to AIG. They felt that due to the terms of Ferry’s departure, they were entitled to certain claims as stated in their insurance policy. AHBE specifically stated, “wrongful termination” and “workplace torts” in their claim.

Bruce Levenson and AIG has been fighting this claim ever since it was filed. They have even been quoted as saying that they were not aware of any claims that were made. AIG has refused to pay and to even acknowledge that there are even grounds for a claim to be paid out.

This lawsuit it still tied up in the courts and it seems like there is a long way to go before this will be decided. There is a lot at stake in this lawsuit and both sides are ready for the fight.



In teaching, I received many requests to revise photographs. After a while, I have realized that the majority of the errors I find come from the same small group of mistakes that are repeated constantly, particularly by amateur photographers.

Please keep in mind that these mistakes can be beneficial if done well and on purpose. This article on isn’t about those instances, but serves as an observation of the large number of times I’ve seen them done wrong. As a photographer, you need to build a standard skill-base before you can successfully work outside of these standards.

The Most Common Errors

1. Very Strong or Unrealistic Colors
Summary/Fragment: “There is a huge difference between these colors appearing in the photos on purpose from experience and when they appear from poor management of color or lack of knowledge.”

2. The Shots Aren’t Sharp Enough
Summary/Fragment: “Intentional blur can be beautiful, but to be a good photographer, you must control your sharpness and clarity.”

3. The Composition Isn’t Correct
Summary/Fragment: “Most importantly, I have found that usually, when people find something interesting, they stop, take a couple photos, and continue on as if nothing happened. Almost like a robot. Stop when you see something interesting and take a few seconds to think about the best way to capture it. Horizontal or vertical? What is the best focal distance and how far can I move to capture the best perspective? Are there other elements that I can include in the image? How is the lighting?”

4. You’re Not Close Enough
Once Robert Capa said ‘If your photos aren’t good enough, you’re not close enough.’ Don’t keep observing from far away like a sniper. Get close with a wide-angle lens on Facebook. This can work for portraits, landscape photos, or any other type of photography. Sometimes it is better to get close and capture what is most important; what stands out in the picture.

5. The Contrast, Exposition, and Level of White and Black Aren’t Correct
Summary/Fragment: “To achieve great contrast can be difficult. Be very careful and don’t exaggerate it, often one of the most common errors.” “Having white and black in the photo is sometimes good. Sometimes you want a bit of detail in the shadows or reflections, but you also want areas of white to capture attention and areas of black to show the weight of the image.”

6. Excessive HDR
Summary/Fragment: “I’m not against HDR, I swear. It’s just that it’s exaggerated so much in its use that it makes me want to cry. HDR can be achieved subtlety and can be incredible when applied well.” Source:

7. There’s No Theme
Photographing beauty, light, and color is very important but sometimes your images will need a little more substance. The good photographers compose through the marriage of form and content. If you are successful in combining a beautiful photograph with an interesting theme, you will have reached the gold level of photography on

Think in themes, ideas, or emotions that can be in the image. Unveil what is that essence that attracts you and develop it. Think in your voice and develop it.

8. The Photos Aren’t Consistent

9. Many Travel Photos and Few Around Home

10. Too Many Pictures

It’s okay to take a lot of pictures. It’s okay to show a photo a day if you take enough, but edit your work until it’s at its best. No one has time to revise and edit millions of photos to find the gems. These gems will be lost if you have to revise a bunch of mediocre photos. All of us take mediocre photos but the best photographers make the effort to hide them. Do a favor to your audience and only show the gems. You want people to ask for more instead of less, because if they ask for less, you can be sure they won’t come back later.

Adrián José Velasquez Figueroa – Bio
Adrián José Velasquez Figueroa is a business executive performing lead roles in several Panamanian companies. Originally from Venezuela, Adrián José Velasquez Figueroa has been a prominent member of the business community in Panama through his focus on business growth, development of leadership, and better economic conditions.

Todd Lubar Shows How Investments Should Go

When it comes to making a name for oneself in the Realty and investment markets, there is one person who might not be on the tip of everyone’s tongue but should definitely be counted as an up and comer. Lubar has managed to grow his company, TDL Global Ventures into a venture that is truly global, becoming one of the top-earning firms in its sector in the last few years.

TDL has long been the dream of Lubar but that isn’t the first company that he has launched and worked hard to find success. Todd Lubar first got into the real estate business in 1995 with his first firm, which was known as Crestar Mortgage Corporation.

Because he was getting in on the ground floor, Lubar had to figure out how to build relationships that could last. This means that he wasn’t able to go the Donald Trump route, where he could lean on the relationships his family forged. Instead he had to make sure that all the relationships he built were strong on their own merits.

Clearly, those relationships were plenty strong as his companies continued to have success as the years unfolded. As the years did indeed roll by, Lubar was able to grow his business success by opening Charter Funding, a subsidiary of First Magnus Financial Corporation. this has become one of the largest privately held mortgage firms in the country. In 2013, Lubar opened TDL Global Ventures, in order to take advantage of a marketplace he knew like the back of his hand after eight years in the business world.

As the 21st century continues to roll on, Lubar is making sure his business ventures continue to be among the most lucrative in the United States and the world. His most recent moves have indeed made him a global power when it comes to his slice of the business world.

Chris Birch on Technology and Fashion

Christopher Birch’s take on fashion and technology is an interesting one to say the least. In his article ” Tech Fashion Trends for the Future,” He describes the trend of technology and fashion through the 70’s 80’s and 90’s. He describes how cassettes and wearing boom boxes went together and how the walkman and ipod became wearable accessories. For Birch, not only did fashion and technology evolved, but they evolved together. In modern day, technology has advanced so far. With this incredible advancement in technology, so does the functionality. Chris Burch further drives this point when he quotes Anouk Wipprecht, “[technology is] like a playground, a place of experiment, and as you dive deeper and deeper into the technology and systems, it rewards you with endless possibilities.” Some of her inventions include a drink making dress.

One old fashioned example of modern day innovation can be found in bicycle helmets. Growing up, many thought it was uncool and ugly to wear bike helmets. Birch then writes about Anna Haupt and Terese Alstin creating an airbag for bike riders to wear around their necks that will explode and cushion the riders from any head injuries. When it isn’t opened up, the rider has freedom to turn their head and use their hands any way they want to without any fear of falling and hurting them self. Birch writes also about how fashion can actually increase popularity of new technology. For instance, Diane Von Furstenberg had Google Glass featured on the runway for everyone to see. This gave Google Glass great popularity by showing that glasses, stereotypically not in fashion, can be fashionable to wear, and these innovative glasses became more popular because of the fashion show.

Christopher Burch is the founder and CEO of Burch Creative Capital. His company provides financial consulting, planning, and services, and they do so by being creative. He believes his creative philosophy and approach to business leads to long term positive impact on the market and businesses.

He has had a long career as an investor and entrepreneur, and his vast experience has led him to the creation of many products such as ED by Ellen DeGeneres, Cocoon9, and Nihiwatu. Currently his investment portfolio has stakes in many brands including BaubleBar, Blink Health, Brad’s Raw Foods, Chubbies, Little Duck Organics, and Soludos.


Kabbalah Centre: Generating Greater Self-Fulfillment

In a world marked by numerous challenges, self-doubt and dissociation with divinity are common occurrences. When faced with misfortunes and failures, many people often resort to questioning their capabilities and the existence of a divine controlling the universe. One of the fundamental challenges to environmental conservation is the lack of understanding of the interconnectedness of the various elements in our environment including plants, animals and the water bodies. Therefore, there is need to bridge this information gap to ensure that humans find solutions to their problems in a holistic manner that takes into consideration the interconnectedness of our universe. Kabbalah Centre has over the years played a critical role in bridging this gap through its spiritual yet non-religious programs aimed at helping individuals achieve self-fulfillment by using their higher consciousness.

Spiritual Philosophy

Kabbalah Centre has molded its programs based on the premise that humans only use as little as 1% of their consciousness under normal circumstances. This has led to inadequate understanding their inner self and hence difficulties in developing all spheres of their lives. In addition, such partial access of consciousness leads to lack of understanding of the interconnectedness of the various components of the universe. Therefore, adherents are taught value ethics, their role in the universe and levels of soul among others. Kabbalah teachings incorporates and supplements various religious teachings including Buddhism and Judaism. This expands their consciousness and therefore they end up living a more self-fulling life. By understanding the cause-effect of human actions, adherents have managed to overcome life challenges including insecurities and professional progression.

Modus Operandi and Expansion

Kabbalah Centre works on a voluntary basis: adherents volunteer to join their programs while some kabbalah teachers and staff at the center work on voluntary basis. Moreover, the center has a non-discriminatory policy during admission and throughout their programs. It does not discriminate based on religion, gender or sexual orientation. The traditional mysticism teachings offered at the center is also supplemented with other subjects offered to youngsters who are given scholarships. This mode of operation has seen the organization open several centers across the country including Los Angeles, Boca Raton AND Dupont Circle among others while also attracting even celebrities such as Madonna.

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Simple Tips for Shampooing Your Hair Properly

The primary reason your hair appears shiny and healthy after a visit to the salon is that the professionals know the key to amazing hair is well-applied shampoo. Washing your hair in the wrong way turns your strands from smooth and shiny to dull. Below are ideas for shampoo application.

  1. Start by soaking your hair

Using either cold or warm water, wash your hair and ensure it is wet – shampoo application becomes easy when hair is wet.

  1. Massage your scalp gently

Massaging your scalp during the application of shampoo encourages the growth of healthy hair and removes dirt from the scalp.

  1. Use the correct shampoo to clean your hair

Identify shampoo that suits your hair. Avoid cheap shampoos that contain harmful sulfates. Your hair requires one or two rounds of shampoo. Application of high volume of the conditioner may leave your hair unprotected. Once you finish the shampooing process, rinse your hair with clean water and ensure no shampoo residue is left. You can wait for your hair to dry or use a blow dryer to speed up the drying process.

WEN by Chaz in brief

Wen is a line of groundbreaking hair care products that is taking the beauty industry to a wholly new level. The renowned stylist Chaz Dean ( is the brains behind the globally acclaimed hair care line. The Los Angeles stylist has introduced a 5-in-1 conditioner that replaces the traditional shampoo, detangler, deep conditioner, conditioner, and leave-in conditioner.

Introducing WEN Cleansing Conditioner into your day-to-day hair care program is one-step towards healthy and strong hair. Unlike ordinary shampoos that contain harsh stripping agents, WEN Cleansing Conditioner is a mixture of ingredients such as extracts and herbs. It is vital to cleanse your hair with the right quantity of the conditioner on a regular basis to attain the best results.

More information about the brand available on the website. Follow Wen on Twitter for updates!