David Giertz Aims To Ensure Financial Advisers Properly Address Social Security

Social Security is becoming more and more common as one of the largest portions of retirees retirement income. In fact, it is estimate by President of Nationwide Financial’s very own David Giertz that up to 40% of the average retiree’s income may end up coming from monthly Social Security checks. For this reason, it is now more important that ever that financial advisers fully understand the sometimes complicated Social Security system so that they can best serve their clients. Many clients fail to ask about Social Security so their financial advisers just never bring it up. But now, thanks to more clarity on the topic, more and more clients are saying that they would require any brand new financial adviser to understand and clearly explain the implications that Social Security has on your retirement. This has shifted many advisers to better understand the system and the many pitfalls that clients can fall into such as taking a reduction in the amount they are entitled to if they begin withdrawing at age 62, the earliest possible age when Social Security can be collected.

David Giertz has more than 30 years of experience in the financial sector. He began his career with Skokie Federal Savings and has since worked for some of the top financial institutions in the country which include but are not limited to, The Mutual Life Insurance Company Of New York and Citicorp Investment Services. He is now the President of Nationwide Investment Services Corporation where he has grown profitable revenue by almost $7 billion in his time there.

Giertz holds a Bachelor Of Science from Millikan University as well as an MBA from The University of Miami. He has left a path of success throughout his career, always leaving former companies better off then when he was hired. Social Security is not something to be taken lightly when planning for retirement. By heeding the advice of experts like David Giertz, it is very achievable to obtain consistent income that will last for the entirely of your golden years.

New Xbox Games with Gold Announced

One of the biggest perks of Microsoft’s Xbox Live Gold subscription is the ability to get four free games every month. While these games are usually older titles, video game fans are never going to turn down the opportunity to get free games. After weeks of anticipation, the Xbox Games with Gold have just been announced for the month of March.

Two games will be available to download at the start of March. “Trials of the Blood Dragon” is a stylistic motorcross game on the Xbox One that is unlike anything we have ever seen from the “Trials” franchise. If you are a fan of the other games in the series, then you will enjoy “Trials of the Blood Dragon.” The other game available on March 1 is the video game adaptation of the Pixar movie “Brave.” The cartoon platformer may not appeal to many older gamers, but the kids will absolutely love playing “Brave.”

The final two games offered to Xbox Live Gold subscribers can be downloaded starting on March 16. “Superhot” is easily the most interesting of the four games coming in March. The first-person shooter creates interesting puzzles by freezing time when your character stops moving. This means your bullets will only move while your character is also moving. The unique game mechanic earned “Superhot” rave reviews from the critics when it was released in February 2016.

“Quantum Conundrum” was probably overlooked by most video game fans when it was first released on the Xbox 360 in January 2012, but it is a game that everyone should play. “Quantum Conundrum” was designed by same person that created “Portal,” so both games share a lot of similarities. The graphics and sound in “Quantum Conundrum” are not great, but it still has some of the best puzzles in video game history.

A Chance at Growth, Rio de Janeiro and Felipe Montoro Jens

Once it is all said and completed, a venture that is ongoing for Rio’s Child Education Network will have increased quality and quantity in that sector by the year 2020. It takes assemblies of all different kinds of folks to ensure that the children are served by creating an all inclusive environment for those involved.

The Public-Private Partnerships, formed by Law No. 11,079 in the year 2004, established various guidelines for the Public Private Partnership within this public administration. Felipe Monotoro Jens explains this and more with regard to the development of the public administration as well as the private partners.

The IFC is paid R $2.3 million and according to Felipe Montoro Jens,is working thoroughly to make sure that every level of construction is done in in sync. The International Finance Corporation, is heading the facilities through a Public-Private Partnership.

A partnership between the IFC and Public-Private partnerships in Rio de Janeiro is important to the current group. Child care, building workers, as well as children, would profit from a successful pairing like the Public and Private sector hope to have here. Felipe Montoro Jens is a specialist and has closely monitored the current developments.

A way to fulfill needs in the current setup was to construct, maintain, and provide services to increase each child care network. Step two was the 20,000 new places in day-care centers and 40,000 new places in pre-schools. Both goals were very important to ensure the creation of a 21st century education network.

The capital of Minas Gerais had support from the current mayor of Rio de Janeior Marcelo Crivella. He appreciated the efforts, and the private sector created a project that involved the upgrading of the quality and quantity of child care places, completed in July 2012.

Read more about Felipe Montoro Jens: http://maringa.odiario.com/politica/2017/06/por-que-privatizar-segundo-estudo-da-cni-com-felipe-montoro-jens/2384962/

Call of Duty Eyes Sicario 2’s Sollima For Director’s Chair

may finally have a director. In a Hollywood environment saturated with franchises and cinematic universes, a fair number of studios have looked toward video games as a jumping-off point. Sadly and despite multiple attempts, efforts to produce a glowingly-reviewed video game film have yet to bear fruit. One of the video game IPs being shopped around for the big screen is Call of Duty, a project that has been in development hell for years.

Activision Blizzard decided to establish its own film studio, with Call of Duty being planned as one of its big projects. If the studio’s co-presidents get their wish, the Call of Duty film will lead to a “Marvel-esque” universe.

Actualization toward a Call of Duty film reached new material with news that the studio is seeking out Stefano Sollima for his work on “Sicario 2: Soldado.” Beyond his work on Sicario 2, Sollima has handled multiple television projects and films like “A.C.A.B.” and “Suburra.” The studio’s interest in a director may be indicative that Call of Duty is nearing the final stages of pre-production.

Activision Blizzard’s interest in Sollima’s work could be reflective of a change in studio vision. While initial aspirations reflected the establishment of a cinematic universe, Activision would likely benefit from taking an approach closer to the realistic and brutal world of Soldado; more than one commentator remarked that Soldado’s first trailer reflected the visceral tone set by Denis Villeneuve’s “Sicario.”

While Call of Duty currently lacks an official director, news pursuing a name marks a big step toward its creation. As things currently stand, Call of Duty only has a draft penned by Kieran Fitzgerald, whom will remain on staff. Neither a plot nor era has been revealed for the film; the game series has tackled military engagements during World War II, the near future of less than 100 years ahead and contemporary engagements.

US Senator Calls for Review of Loot Box Policies Over Ethical Concerns

After the massive backlash against video game publishing companies like Electronic Arts late last year, numerous politicians from around the globe have weighed in on the subject of loot boxes in games. Many of them call for an outright ban to them, with others demanding a review over their policies and ethics at the minimum.

United States Senator Maggie Hassan of New Hampshire has become the latest to join the cause, sending an open letter to the Entertainment Software Rating Board (ESRB) asking them to consider their internal review and rating systems in relation to games that include loot boxes. In it, she specifically cites the harm that these simulated gambling systems can and do have on children.

While there is still debate as to whether or not microtransaction-based loot boxes are a form of gambling (something Senator Hassan acknowledges in her letter), the fact that they so closely mimic gambling is cause for concern. She hopes to convince the ESRB to investigate as to whether or not loot boxes are marketed “in an ethical and transparent way that adequately protects the developing minds of young children from predatory practices.” She also urges that they collect data on how loot boxes are used by publishers and how players respond to them for future research needs.

While Senator Hassan has not joined the growing movement to have government regulators step in, she has posed the question as to whether or not loot boxes and microtransaction systems in video games should be a concern to all four Federal Trade Commission nominees recently. During the Commerce Committee hearing at which she posed these questions, she also made sure to point out that the ESRB is seen as extremely effective and a good example of what a voluntary enforcement board can accomplish.

It’s because of this last point that she feels confident progress will be made concerning loot boxes and their potential bad influence on children. Only time will tell whether or not her faith will be rewarded.

‘GTA 5’ Comes to Nintendo Switch Amid Flurry of Excitement.

Nintendo continues to do things the right way with their commitment to bringing in mature ports for their latest release, the Nintendo Switch. Nintendo has always largely been a relatively wholesome and family-focused company, but they are starting to open their eyes to older gamers who grew up with their systems and are looking for a more mature experience. This has led Nintendo to work hard to expand their library with high-quality ports of classic games. Among those classic and mature ports are ‘Skyrim’ and ‘Doom’ and now ‘GTA 5’ is getting added to the list.

Okay, so Nintendo hasn’t officially added the title to their list of ports yet but rumors are increasingly circulating which makes gamers of all stripes increasingly interested and excited. Nintendo has been pushing more and more toward becoming a full third-party partner and adding titles ‘GTA 5’ from companies like Rockstar is pretty much the peak of what could be their porting process. Of course, had you brought up the idea of a GTA title on a Nintendo console, not through emulation, we would have scoffed at the prospect. GTA is about as non-family friendly as you are going to find in the wide world of gaming and that means that Nintendo would had to have shifted their marketing techniques in a big way. Yet here we are and it is looking all the more possible.

Still, there are some hurdles in the way of this becoming a reality and a few of them may not be obvious at first glance. The first hurdle that Nintendo would have to clear with a port is the issue of memory. GTA 5 is a monolithic game and the Switch only has a 32GB internal HDD. Nintendo has plans to address this in 2019 when they release their 64 GB HDD but that won’t happen for a while now. The second sticking point, and likely the biggest, is how Nintendo would handle GTA Online which is essentially the only reason the title is still popular. Still, we’re at a point where anything is believable and our fingers are crossed.

The LimeCrime Customer Base

LimeCrime has become one one of the most appealing brands of cosmetics for the young generation. Instagram is a testament to this. More than a million people are connected to Instagram as followers of this brand. This is where they see the latest shades of lipstick that have been concocted from the mind of audacious cosmetics CEO Doe Deere. She has put a lot of time into creating a brand that has something of a cult-like following, and now her obscure vision has paid off.

This is a company that is able to reach women because it actually embraces the concept of marketing to a generation that is fixated with social media. This is where most of the people discover this brand.

This brand has managed to thrive as many other bigger companies fail to connect to the crowd that Doe Deere entices with her unique style. One of the main reasons for this may be the fact that this brand connected with people that are looking for boulder shades of lipstick.

More people have become connected to LimeCrime now that the word is spreading. It has become the company that is sought after by many individuals that simply want something different than what is sold in most stores.

Doe Deere does not have to do a ton of advertising because her fans take care of most of this. They are the ones that are spreading the word to their friends with social media. This causes a chain reaction that give many customers the ability to see what their friends are interested in.

LimeCrime has managed to become a company that is a big seller of cosmetics that celebrities are even patronizing. There is a strong amount of positive buzz about the lip gloss with the preteens. Adults love the eyeliner and the recent addition of the hair dye. The lipstick, however, is the main staple from this lively brand of cosmetics called LimeCrime.

Fortnite Plans Changes to Weapon Selection

Gaming in 2018 is going to be defined by arena brawlers like ‘Fortnite: Battle Royale’ and ‘PUBG’ and we couldn’t be more excited. Fortnite: Battle Royale made waves last year as a free-to-play game that offered fans the chance to get into a massive 100 person PVP matches from the comfort of their console or PC. Finding themselves a hit right off of the bat, the development team at Epic Games has been quick to strike while the iron is hot. Epic Games announced this week that they were making a few adjustments to the core gameplay in Battle Royale by addressing balancing issues derived from one of the most popular weapons int he game, the SMG.

Epic Games released their update online stating that the SMG would be pulled out of Battle Royale for the PC, XB1, and the PS4 at the time of this writing. While the move is ostensibly going to be a temporary one, it should put Battle Royale fanatics on notice — Epic Games is ready and willing to make changes to their title in response to fan outreach. Epic Games also released a few notes on other potential updates coming to the game, including a 60 FPS mode for high-end consoles.

Still, the biggest update from Fortnite will revolve around the SMG and how fans react to it no longer being in the game. The SMG is being sent away to Epic Games’ so-called ‘Vault’ and there it’ll sit while they continue to adjust the roster of available weapons. Epic Games said, through a rep on Reddit, “Expect more items to be released (and likewise vaulted!) in the future”. The representative went on to say that they’ll not hesitate to bring weapons that have been put into the vault back, but the timing has to be right in order for it to happen.

Finally, Epic Games also noted that they’ll be releasing a shortened game-mode known as ‘Blitz’ which features 50 v 50 gameplay.

Nintendo Switch Unlikely to Get ‘Monster Hunter: World’

If you haven’t been living under a gaming rock for the past couple of months, you’ll likely know just how popular ‘Monster Hunter: World’ has been since its release on the PS4 and XB1. Monster Hunter: World is the sequel to the original title, ‘Monster Hunter’, which was released on the PlayStation 2 back in January of 2008. ‘World’ is an epic, sprawling video game adventure that allows gamers the chance to crawl through a massive open world in order to capture a variety of unique creatures. Featuring gorgeous graphics, an engaging capturing system, and a beautifully designed world it is no stroke of luck that the title has been so successful. With all of that being said, Nintendo Switch owners might have to just take their lumps on not getting a chance to play the game.

The developers at Capcom have already gone out of their way to admit that it is unlikely to see Monster Hunter: World ported over to the Nintendo Switch anytime soon. The biggest issue is, of course, storage requirements and processing hardware. The Nintendo Switch only has a native 32GB harddrive though Nintendo has already made plans to add a 64GB harddrive at some point in the future.

Haruhior Tsujimoto, President at Capcom, sat down for an interview with Toyo Keizai in order to expound on the success of the title while explaining some of the difficulties they are facing in terms of porting the title out to other consoles. Tsujimoto went on to point out the fact that the Nintendo Switch plays and handles differently than traditional consoles like the PS4 and the XB1. Tsujimoto was hesitant to definitively rule out a Nintendo port, but his phrasing makes it seem unlikely. Tsujimoto did go on to say that Capcom will be focusing on making titles explicitly with the Nintendo Switch in mind for their future releases. While this is a nice thing to hear, it really won’t soothe Switch owners who are missing out on the year’s best title so far.

Niantic Drops ‘Pokemon Go’ Valentines Day Event.

Pokemon Go is probably one of the most interesting gaming experiences you are going to find in the mobile world. We aren’t sure if that is saying much, but Niantic is doing their best to keep their experience as fresh as possible and this means making sure to release big holiday events. Most recently, Niantic broke open February with their newest Valentine’s Day event and it wasn’t what anyone had expected. Gamers may have had their expectations heightened due to past holiday events, but fan reaction around the game was less than inspired. Still, that doesn’t mean that fans should feel let down — we’ll explain why.

For this year’s Valentine’s Day event, Niantic decided to push focus toward some of their new Pokemon. Starting February 15th, gamers will have to keep an eagle-eye out for roaming Luvdisc. Luvdisc is a pink, heart-shaped Pokemon that is decidedly perfect for this event. What makes them special, aside from being on the roster of the newest gen of Pokemon, is the fact that they are giving triple-stardust for each capture during this event. That is pretty much it for the event in a nutshell.

While these small events are going to be disappointing for players looking for new immersive experiences, they still should hit the mark for higher-leveled trainers. Any time that Niantic releases an event that improves your ability to quickly rack up stardust, that will be considered a win for the community. Leveling, as most trainers know, can feel arduous at the higher levels — especially during non-event periods of time.

What trainers should take to heart, no matter their opinion on this specific event, is that Niantic is not abandoning their flagship application. Despite the increased focus on their work with the announced ‘Harry Potter: Wizards Unite’ application, Niantic continues to unleash a flurry of activity and updates to keep their trainers happy. Alongside their recently released AR+ and weather updates, we can’t complain about what we have been seeing from the company of late.