Category Archives: Financial

David Giertz Aims To Ensure Financial Advisers Properly Address Social Security

Social Security is becoming more and more common as one of the largest portions of retirees retirement income. In fact, it is estimate by President of Nationwide Financial’s very own David Giertz that up to 40% of the average retiree’s income may end up coming from monthly Social Security checks. For this reason, it is now more important that ever that financial advisers fully understand the sometimes complicated Social Security system so that they can best serve their clients. Many clients fail to ask about Social Security so their financial advisers just never bring it up. But now, thanks to more clarity on the topic, more and more clients are saying that they would require any brand new financial adviser to understand and clearly explain the implications that Social Security has on your retirement. This has shifted many advisers to better understand the system and the many pitfalls that clients can fall into such as taking a reduction in the amount they are entitled to if they begin withdrawing at age 62, the earliest possible age when Social Security can be collected.

David Giertz has more than 30 years of experience in the financial sector. He began his career with Skokie Federal Savings and has since worked for some of the top financial institutions in the country which include but are not limited to, The Mutual Life Insurance Company Of New York and Citicorp Investment Services. He is now the President of Nationwide Investment Services Corporation where he has grown profitable revenue by almost $7 billion in his time there.

Giertz holds a Bachelor Of Science from Millikan University as well as an MBA from The University of Miami. He has left a path of success throughout his career, always leaving former companies better off then when he was hired. Social Security is not something to be taken lightly when planning for retirement. By heeding the advice of experts like David Giertz, it is very achievable to obtain consistent income that will last for the entirely of your golden years.

Richard Blair and Wealth Solutions Seek to Educate Clients on Investment Strategies

In the Anthony Cioe article, “Richard Blair Providing Sound Investment and Wealth Solutions to Clients in Austin, Texas” the author discusses Richard Blair of Wealth Solutions and the hopes of the company to help people grow and manage their assets.

 

Blair has a variety of qualifications and certifications including CFS, CAS, CES, and RICP. Wealth Solutions I a Registered Investment Advisory firm where Blair and his team seek to create plans and systems for their clients to achieve their wealth and financial goals. Learn more: http://www.wealthsolutionsria.com/p/my-story

 

The system takes a three-pronged approach to wealth management which allows them to quickly understand the client’s retirement needs and current financial situation in order to create a personalized plan for each client.

 

The first pillar is designed to create a roadmap for the clients. This helps the firm and the client understand the strengths, risk tolerance, and growth opportunities to inform their financial goals. Learn more: http://anthonycioe.com/richard-blair-providing-sound-investment-and-wealth-solutions-to-clients-in-austin-texas/

 

The second aspect of the plan is revealing a long-term strategy to help meet the needs of the client’s goals. This is individualized according to the client’s specific liquidity needs. Blair will manage the assets and reallocate them according to the goals to maximize the portfolio’s gains.

 

The third step in the plan is creating strategies to help the clients reach their investment goals, while educating them on their insurance needs.

 

Richard Blair has been constantly surrounded by the education world. His grandmother, his wife, and even his mother were all teachers. Through their influence, he discovered the huge impact education can have upon a person’s confidence and quality of life. Throughout college he discovered he was skilled in finance. The skills combined with the educational influence of the women in his life led him to a career in teaching others about their financial investments and planning. He began his own firm after graduating college.

 

Wealth Solutions was founded in 1994 by Richard Blair after working in the financial services industry for a year. He wanted to provide individualized service and professional advice to his clients. Weal Solutions creates plans for wealth management, investment, and financial planning for people located in the Austin, Texas area.